迡 ȭ OECD 1 .
츮 Ͽ Ȳ ִ ľ̴. غ յΰ ִ ƴ϶ ľ ̵ ΰŸ. ο νϱ ¦ ͷ ٴ Ǵ.
ȭ ӵ µ ο ϴ ҵü 40% ä ģ. Ρ ٴ ҾȰ ˿ ´. ٰ ȥ ˾Ƽ ϱ ؾ ϱ⸸ ϴ.
̷ 濡 ذִ ǰ TDF(Ÿ굥Ʈݵ) ָ´. ڻ ٽ ǰ λ TDF Ÿ굥Ʈ(ǥ ) ϰ ֱ ڻ ˾Ƽ ִ ݵ. TDF ǰ 2025 2035 2050 ڰ ٴµ ̰ ٷ ش ǰ Ÿ굥Ʈ.
ڻ ؾ ϴ ñ ֽ ڻ ڷ ͷ ̴ ַϰ, ٰ äǰ ڻ ϴ Ѵ. ڰ ڻ ؾ ϴ ŷο ִ ó Ȳ ǰ ־ α⸦ ִ.
12% Ϳ ĩ
ڻСƮ ˾Ƽ~
ݵ ħü ӿ TDF Ҹ ִ. ü ذ̵忡 7 31 õ TDF ǰ 85 ڻ 22460 Ѵ. ù 2016 700뿡 Ұߴ TDF ڻ 2 30 Ѱ ̴. TDF 6000 Ѵ Ҵ. Ⱓ ֽ ؿֽ ݵ忡 13281, 2191 ڱ Ͱ ̴. ߸ ݵ dz ̶ .
Ÿ ֳθƮ ε꿡 ڵ ڻ꿡 ڸ ÷ ִ. 鼭 ʿ ڻ꿡 ߿伺 Ŀ ̶ мߴ.
TDF α ϳ ͷ̴. 7 TDF ǰ ü ͷ 3.2% ߴ. 190 ϴ ͷ ݸ ġ ϴ 1.01% ƴٴ ϸ TDF ŷ δ. ߱ϴ ǰӿ ͷ 谡 Ѵ ̴. TDF ͷ 12.33% ̴.
簡 ˾Ƽ ڻа Ʈ شٴ ̸ . 1993 ̱ ź TDF ٽ ڵ ڻ α ۶̵ н(glide path). ̴ װ Ⱑ θ ǹѴ. ̴ Ҽ ٲǷ ̿ ɸ ڻ ϴ Ѵ. TDF ϸ ñ, ӱ , ·, ֱ ´ ۶̵ н ֽ, ä ڻ ߰ ݵ(簣), ȴ.
TDF ֽ ڻ 80~90% ؿ ܰ ߰ ݴ ä 10~20% ؿ . Ŀ ֽ 20~50% ߴ ä 50~80% δ. ̿ ġ ڻ갡 ÿ ÷ 뷱 ǽ ũ ּȭѴ.
۷ι ڻ ȿ TDF ϳ. κ TDF ̱ ̸¡ 忡 Ϻ ϴ ۷ι ڻ ߱Ѵ. Ⱓ TDF Ƿ ؿ TDF 簣 · лϴ ̴. ð ؿ TDF ־ ̴.
ڽ ƶ մ ǥ
ݼս ɼ
ɼ ڻ մ TDF ǰ ִ.
7 TDF Ը ū ̷ڻ̴. TDF 忡 Zڻ ε 1 7 24 ̷ڻ ʷ 7000 ϸ鼭 1 ö. ̷ڻ TDF 3300 þ ֿ Ǵ.
ڸ ̾ ѱڽŹ 2566, KBڻ 1364, BNPĸڻ 608 3~5 ϰ ִ. 5 6 ǻڻ NHƹڻ յ ǥ TDF ǰ . ڴ TDF Ը ĸ Ŀ ִ 濡 ̷° Zڻ ű ڰ Եǰ ֱ ̶ ߴ.
ͷ 鿡 κ TDF ǰ ´. ͷ BNPPڻ BNPPTDF2040 7 ͷ 19.84% Ѵ. ȭLifePlusTDF2045(17.48%) ̷TDF2045(16.1%) KB±TDF2050(14.52%) ZѱTDF2045(14.36%) ǿ ũ ǥ ǰ 10% ½ Ѵ ͷ ߴ. 2040~2050 ǥ ־ ǰ ü ͷ .
õ ִ. ο ³ Ȯ(DC) ¿ TDF Աݾ 400 װ 16.5%(ռҵ 4000 ϡʰ 13.2%) ´. (IRP) ¸ ϸ 700 ҵ 16.5% ־ ȿ Ŀ.
ٸ TDF ƴ ŭ ģ ͽ ݹ̶ ̴. ǰ ƴϱ Ȳ̳ ս ִ. ƿ 纰 پϱ ڽ ڼ ´ ǰ Ѵٰ .
ᵵ IJ Ѵ. TDF Ⱓ ڵǴ ǰ̹Ƿ ȿ ϸ ̰ ߿ ó Ҿ ִ. ܱ 10 ̻ ȹ ϴ TDF شȭ ִ .
ͺ | ̷ڻ ݸúι
Ʈ ɼ TDF
̷ڻ ݸúι ֱ ϰ ִ ̷ڻ TDF ֵϰ ִ ̴ֿ.
Q TDF .
A 簡 ڰ Ȱȭ ̱ TDF ڻ 뷱̿ ָ鼭 1000 ̻ Ǹŵ ǥ ǰ ڸ Ҵ. ڻ 뷱̿ 䰡 Ŀ ־ TDF . 籹 TDF ȭ ϰ ִٴ ̴.
Q ü ΰ.
A 9 TDF ڻ 70% 100% Ȯư, ֱٿ ΰ Ʈ ɼ(ڵ ) ̴. Ʈ ɼ DC ݿ ٷڰ Ư ø ϵ ִ ڵ ϴ . Ʈ ɼ ̱ TDF ǰ Ը 1000 . Ʈ ɼ ԵǸ DC ڵ TDF ӵ ȴ.
Q TDF Ȯ ȿ.
A TDF ѷ ٸ ǰ Ϸ ̾ Ÿ ε ȮǴ ȿ Ÿ ִ. ݸ ӿ Ʈ ɼ ԵǸ ǰ ߰ ͷ ̱ ǰ ġ ̴. ǰ پ ᱹ Һڿ ư ɼ .
[ ryuna@mk.co.kr]
[ Űڳ 2020ȣ (2019.08.07~2019.08.13) Դϴ]
[ ϰ & mk.co.kr, ]